Rental Yield Calculator

Analyse the profitability of a Belgian rental property. Calculate gross yield, net yield, and cash flow with Belgian-specific costs.

Property & revenue

Purchase price

€

Monthly rent

€

Expected or current monthly rental income

Purchase costs (12%)

Registration + notary fees (typically 10-15% in Belgium)

Annual costs

Property tax (précompte immobilier)(per year)

€

Property insurance(per year)

€

Maintenance & repairs(per year)

€

Rule of thumb: 0.5-1% of property value per year

Management fees (syndic)(per year)

€

Expected vacancy rate

Mortgage financing

Yield summary

Gross yield

4.56%

Net yield

2.69%

Revenue breakdown

Annual gross rent11 400 €

Vacancy loss-570 €

Effective gross rent10 830 €

Total annual costs-3 300 €

Annual net income7 530 €

Investment metrics

Total investment280 000 €

Price-to-rent ratio21.9x

Break-even37 years 3 months

Assessment

Average yield

This is a simplified calculation for indicative purposes. Actual returns depend on many factors including market conditions, tenant quality, and unforeseen expenses. Belgian rental income is taxed via the cadastral income (revenu cadastral) system. Consult a financial advisor for personalized advice.